Agency Heritage

Celebrating Over 40 Years of Insurance Excellence

Charles Potter, Jr. Insurance Agency has protected individuals, families, and businesses across Delaware, Pennsylvania, Maryland, and Texas with dedicated independent advocacy since the 1980s.

Our History & Principles

A Heritage Built on Integrity, Advocacy, and Choice

Founded by Charles Potter, Jr., our agency was built on a straightforward yet vital principle: every client deserves an insurance professional who works for them, not for a single corporate conglomerate.

Operating continuously from our headquarters on Kirkwood Highway in Wilmington, Delaware, we have grown into one of the region's most respected independent insurance brokerages. Today, we manage thousands of active policies across Delaware, Pennsylvania, Maryland, and Texas.

Whether you need affordable auto liability with an SR-22 filing, high-limit homeowners coverage with property placement facilities, comprehensive commercial general liability, or permanent life insurance for family estate planning, our seasoned team conducts thorough cross-carrier comparisons to identify the optimal policy at the most competitive premium.

¡Se Habla Español!

We believe that clear communication is essential when discussing coverage and claims. Our dedicated bilingual staff provides end-to-end guidance in Spanish, ensuring no detail is overlooked.

Charles Potter, Jr. Insurance Agency

Celebrating 40+ Years of Excellence

Headquarters: 5506 Kirkwood Highway, Wilmington, DE 19808
Phone: 1-302-995-5451
Email: cpjrinsurance@gmail.com

Call Our Office Today

Carrier Partnerships

COMPANIES WE REPRESENT

Our independent network connects you directly with over 30 leading national insurance carriers, specialty underwriting facilities, and financial institutions.

Auto & Specialty Vehicle Carriers

Progressive

America's leading auto insurer. Name Your Price® tool, Snapshot usage-based discounts, roadside assistance, commercial vehicle and motorcycle insurance.

Travelers

Over 160 years of insurance history. Premier personal auto, accident forgiveness programs, hybrid/electric car discounts, and multi-policy bundling.

Good2Go Auto Insurance

Specializes in affordable state minimum limits, low down-payment auto coverage, and immediate SR-22 proof-of-financial-responsibility filings.

Dairyland Auto

Non-standard automobile insurance, foreign and matricula consular driver licenses, flexible pay-as-you-go options, and comprehensive motorcycle coverage.

Foremost Insurance Group

A Farmers Insurance subsidiary specializing in personal auto, specialty collector vehicles, RVs, motor homes, motorcycles, and travel trailers.

National General Insurance

An Allstate company delivering dynamic auto insurance solutions, low-mileage discount programs, and high-risk coverage flexibility.

Property & Casualty Underwriters

Encompass Insurance

Pioneer of the universal "One Policy" package that seamlessly consolidates Home, Auto, and Umbrella under a single deductible and annual renewal date.

Universal Property & Casualty

One of the nation's premier direct property writers, providing reliable Homeowners (HO-3), Condo Unit (HO-6), and Renter's (HO-4) protection.

The Cincinnati Insurance Companies

A.M. Best A+ rated underwriter specializing in superior craftsmanship coverage for high-value residential homes, fine arts, and executive estates.

FAIR Plan of Delaware

The official Delaware Insurance Placement Facility providing essential fire, hazard, and windstorm protection for hard-to-place residential properties.

Commercial, Specialty & Brokerage Services

RPS (Risk Placement Services)

Leading national wholesale broker providing specialty surplus lines, environmental liability, high-hazard casualty, and excess commercial lines.

Johnson & Johnson

Serving Independent Agents Since 1930. Provides comprehensive commercial property, general liability, artisan contractor, and garage liability coverages.

Zurich North America

Global commercial powerhouse offering comprehensive middle-market property & casualty insurance, risk engineering, and commercial liability.

DCRB Delaware

Delaware Compensation Rating Bureau facility ensuring compliant Workers' Compensation coverage and statutory compliance for all Delaware employers.

Life, Retirement & Financial Groups

Nationwide

Fortune 100 mutual company delivering term life, whole life, and universal life with multi-policy discounts.

AIG / Corebridge Financial

Industry benchmark for flexible term life underwriting, living benefits, and comprehensive retirement liquidity solutions.

Prudential

Over a century of financial strength. Providing term life, permanent indexed universal life, and wealth accumulation vehicles.

Mutual of Omaha

Trusted family brand providing guaranteed issue whole life, affordable term life, disability income, and final expense policies.

Transamerica

Pioneering life insurance solutions designed to safeguard families, clear mortgages, and establish intergenerational financial security.

Lincoln Financial Group

Renowned institutional underwriter offering custom term life, executive life insurance, and sophisticated estate planning structures.

John Hancock

Innovative Vitality program integrating wellness incentives with premier permanent life insurance and term protection.

Banner Life / Legal & General America

Recognized nationwide for exceptionally competitive low-rate term life policies and rapid automated underwriting.

State Jurisdictions

Licensed In DE, PA, MD & TX

Our multi-state licensing allows us to seamlessly support regional residents, cross-border commuters, and multi-location businesses.

DE

Delaware Headquarters

Based at 5506 Kirkwood Highway, Wilmington. Complete personal auto, home, FAIR Plan property access, and Workers' Comp coverage.

PA

Pennsylvania Operations

Fully licensed across the Commonwealth of Pennsylvania for personal auto, residential homeowners, and commercial liability.

MD

Maryland Licensing

Active authority across Maryland for personal lines, commercial vehicles, and family term life insurance programs.

TX

Texas Representation

Licensed in Texas to provide personal vehicle policies, property coverage, and comprehensive commercial enterprise protections.

Ready to Save?

Let Us Compare Rates for You Today

Stop paying high rates with single-company agents. Our independent brokers shop 30+ top carriers to find the coverage you need at the rate you deserve.

Get a Free Rate Comparison Call 1-302-995-5451